Motor Trade Insurance

Do I need to get motor trade insurance?

This type of insurance is designed specifically for anyone who works within the motor trade industry.


If your company is involved in any aspect of this kind of work then you really need to protect it against any eventualities that may occur in the future.


Motor trade insurance is suitable for those who buy, sell, work with or fix vehicles and is an absolute must for MOT test centres and car dealers who simply cannot risk being without it.


What does the policy typically include?

When you take out a comprehensive insurance policy you are covered for almost everything you can think of. This includes your business premises and its contents, as well as plant, machinery and stock. Your own stock of vehicles (including demonstrators and courtesy cars) as well as customers’ vehicles can also be covered.


In addition to this, motor trade insurance offers protection for your computers and other electronic equipment. Finally, it can also provide cover for employers, public and servicing liability, plus loss of revenue and against legal action brought against you.


Cover typically included from our panel of Insurers includes but is not limited to:

Cover extensions specific to the motor trade, such as faulty workmanship, financial loss due to the products supplied, discount to effect sale,

  contract price, vehicles in the custody of sub-contractors, loss of use of customer vehicles and vehicle locks and key replacements.

HPI vehicle check protection and discounted breakdown cover.

A great selection of cover options, with each one offering extensive levels of protection, like cover on an all risks basis for buildings, contents and

  vehicles and PL/products indemnity.

Insurance protection for other business activities not associated with the motor trade.

Road risks only cover option for businesses that do not need cover for buildings, contents or equipment.

  *not all features are available on all policies, or available from all insurers*


If you get your insurance from an impartial broker like us, you will receive assistance regarding which policy options may need to be factored in for your business, thereby matching your particular circumstances and helping to make sure you are correctly covered for all relevant eventualities.


Based on your choices, such as cover for a variety of different vehicles including those for personal use, the optional extras available, aims to ensure you get everything you need.


To discuss your requirements further, please speak with one of the team on 01772 702000


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Platform Financial Services Limited is Authorised and Regulated by the Financial Conduct Authority. Financial Services Register Number 596650.


Registered in England & Wales, Company Number 8377638. Registered Office address: Derby House Chambers, Suite 7, Lytham Rd, Preston PR2 8JE.

Trading address: as per Registered Office Address. Telephone: 01772 702000


The guidance and or advice contained within this website is subject to the UK regulatory regime and is therefore primarily

targeted to customers in the UK.


© 2018 Platform Financial Services Limited