What does the policy typically include?

When you take out a comprehensive insurance policy you are covered for almost everything you can think of. This includes your business premises and its contents, as well as plant, machinery and stock. Your own stock of vehicles (including demonstrators and courtesy cars) as well as customers’ vehicles can also be covered.

In addition to this, motor trade insurance offers protection for your computers and other electronic equipment. Finally, it can also provide cover for employers, public and servicing liability, plus loss of revenue and against legal action brought against you.

Cover typically included from our panel of Insurers includes but is not limited to:

• Cover extensions specific to the motor trade, such as faulty workmanship, financial loss due to the products supplied, discount to effect sale, contract price, vehicles in the custody of sub-contractors, loss of use of customer vehicles and vehicle locks and key replacements.
• HPI vehicle check protection and discounted breakdown cover.
• A great selection of cover options, with each one offering extensive levels of protection, like cover on an all risks basis for buildings, contents and vehicles and PL/products indemnity.
• Insurance protection for other business activities not associated with the motor trade.
• Road risks only cover option for businesses that do not need cover for buildings, contents or equipment.

  *not all features are available on all policies, or available from all insurers*

If you get your insurance from an impartial broker like us, you will receive assistance regarding which policy options may need to be factored in for your business, thereby matching your particular circumstances and helping to make sure you are correctly covered for all relevant eventualities.

Based on your choices, such as cover for a variety of different vehicles including those for personal use, the optional extras available, aims to ensure you get everything you need.